GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Payday Loan in Canada

How to Get a Payday Loan in Canada

Money is one of the elements in life which are known to cause stress for all people, whether rich or poor. At least at one point in every person’s life there has been a time when issues of money have been difficult to deal with especially when they come in the form of emergencies. No one can be able to anticipate when a financial difficult will come by even when prior measures have been made in the form of savings to cater for tough times. Luckily for people who are faced with such situations a solution can be found by getting a payday loan in Canada.
Picture of  Payday Loan in Canada - Bad Credit-No Problem!The first step to getting this type of loan in Canada involves a potential borrower making a search for information relating to all registered services providers. There are numerous payday loan companies in Canada and they have been spread all over various provinces. This creates an advantage for borrowers because they do not have to move over long distances just so that they can access a payday loan retail store. An even better deal is that most, if not all of these companies in Canada have caught up with technological advancements and their services can now be accessed online. Once a potential borrower has been able to identify several companies that offer the payday loan services, the next thing that needs to be done is for their interest rates to be compared. Companies that offer short term loans to borrowers in Canada have a reputation for giving out low interest rates which do not add on in excess to the principal costs.

Payday Loan In Canada Is Hassle Free

Because of the relative ease of accessing payday loan services in Canada, the companies that offer them are growing in great numbers. With modern technology like easy money transfer the entire process can be done without the lenders and the borrowers coming face to face. Application forms can be made via websites, communication between lenders and buyers can be made through emails or telephone. Money transfer can also be made in an instant from lenders to borrowers’ current accounts and payments from borrowers can be done by electronic transfer to lenders at the end of a loan period.
Borrowers who go out to get payday loans from Canadian companies can get unsecured loans in the fastest way possible. Other lending institutions demand expensive collateral which is expected to increase with each bigger amount that is borrowed. Payday loan facilities in Canada can give borrowers up to 1000 dollars of unsecured short term loans which are to be repaid in two weeks, three weeks, or 30 days depending on a lender-borrower agreement. With this allocation it is easy for all people to get a payday loan in Canada without worrying about how much collateral will be needed.
It is possible for borrowers to get a re-loan if it is not possible for them to pay their entire loan amount at the end of an agreed period. Companies that offer payday loans in Canada make it possible for individuals to re-borrow their loans after paying at least the principal amounts at the end of a repayment period. Borrowers can do this until they are assured of their financial stability.
 Getting A Payday Loan In Canada Provides Many Options
Borrowers have an option of getting different lender companies to give them short term loans. Indirect payday lenders link borrowers to different lending options and interest rates which gives more room to choose the preferred lender. Borrowers can have a say in the particular lender services that they choose to use along with the advice from payday loan company representatives.