GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Payday Loan Lenders

The Numerous Benefits of Payday Loan Lenders

It is said that money is a necessary evil which can be good to you when you manage it well but when you don’t it can become your biggest source of stress. Many of the times when people get into financial problems the first solution that they think of is getting a loan from a financial institution or any other lender. There is nothing wrong with this just as long as borrowing is done wisely and that there is a sound repayment plan for the principal and interest amounts. One of the ways in which people in Canada have been able to enjoy financial assistance in the form of short term loans is through payday loan lenders.
Picture of  Payday Loan LendersThese lenders operate differently from banks by giving unsecured loans of as high as 1000 dollars without asking for collateral from the borrowers. Loans that are given out are solely for a short-term basis which ranges from two weeks to 30 days until such a time when a borrower receives their pay check. Payment is deducted from a borrower’s current account using a post-dated cheque which is signed at the time that a loan is allocated. If this is not done a borrower can visit a payday loan store to make cash payments before the post-dated cheque is processed. Face-to-face payments are also made in the event that a post-dated cheque is not able to be fully covered by the amount in a borrower’s current account. When this happens the borrower is expected to make payment at the payday retail store on or before the last day for repayment. This system of lending has been of many benefits to people in Canada.

Working With Payday Loan Lenders Is Convenient

Short term loans which are given by payday loan service providers are very convenient for emergency use. In the event that an individual is not able to financially survive for the remaining days to a pay check a payday loan is a convenient solution to work with. This type of loan can assure a borrower of money in their current account in a matter of minutes or hours. Borrowers can have no money to survive on at one instant and in another they can have financial aid to push them through the remaining days to the end of a month. Critical situations such as unexpected medical emergencies and bills with short due dates can be cleared by simply contacting any of the payday loan lenders in Canada.
Online services for payday loans have come with the convenience of allowing borrowers to remain at their places of work where they can still be able to contact lenders. Today’s market for these short term loans has been made an easy affair which can see a borrower’s account receiving money with nothing more than a phone call or browsing through the internet.
 Payday Loan Lenders Do Not Require a Lot of Formalities
Lenders such as banks are known to demand for long procedures which include many formalities in terms of presenting financial documents, collateral, and meeting with representatives to discuss the terms of a short or long term loan. The benefit of working with payday loan service providers in Canada is that such formalities that are complex and time consuming are unheard off. Borrowers are not restricted to visiting the payday stores and they don’t need collateral. A casual but serious procedure of applying for the short term loan is all that is needed for lenders and borrowers to come to an agreement.
An advantage that comes with the reduced formalities of payday loan providers in Canada is that borrowers get to avoid bad credit records in their financial history. This comes with the fact that the lenders of these loans do not necessarily have to work with a borrower’s credit score for lending to be done.