GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Payday Loan Toronto

If In Need Of Loan But You Have Bad Credit Loan History, Try Payday Loan Toronto Services

It is quite difficult to apply for a loan and expect to get one when you have a bad credit history already. This means that there is no lender or financial agency that will take the risk of giving you a loan when in the recent past you have not proved to be credit worthy. This is a case that has affected many Canadians as they have debts that need immediate attention but because of their bad credit history it is impossible to apply for a quick loan and get one with immediate effect. That is why there are payday loan Toronto services which have been put in place to ensure that even with a bad credit history it is possible for you to apply for a loan and get one.
Banks and financial agencies will deny you the chance of a loan because they also need to secure their money, so you do not blame them for your situation. There are also lenders who have to get an asset from you to act as collateral when they agree to lend you their money. As for payday Toronto loan, this is not even among the requirements, so getting a loan is as swift and easy as you can imagine. Their process does not consider traditional credit payment, so they do not bother with the credit loans that you have pending.

Picture of employee that got Payday Loan Toronto - Bad Credit OK!Payday Loan Toronto Services and How They Help

Their loans are normally given out within one day after application. Where all you have to do is choose the payday loan Toronto that you are in need of and then they will be taking care of the rest. The processing of their money also takes shorter time so it is possible for you to apply and get the loan within the shortest time possible. What this service will help you with is the processing of a quick loan to solve problems at hand without considering your payment in terms of credit so long as your paycheck had an advance indicated on it.
These kinds of services help all those who have needs when it comes to loans in the sense that it does not matter if you have a faxing or credit cash bill pending, so long as you have a check that matures at the end of the month or something of the sort, it will be possible to get a loan and deal with your immediate needs without any problems. These Toronto loan services are the best for people with bad credit loan history and are in need of quick cash so it is better if you choose to work with this if your situation is as mentioned.
There is also the need for transparency and usage when it comes to applying for a loan. A service like that of payday loan Toronto allows you the freedom to take a loan without having to explain what the loan is for since it is an emergency loan, you are the only one who is in charge of knowing why you are taking the loan in the first place. The lender will not bother asking you what your loan is for because this is not relevant to them. Their main concern will be to work on the advance of your paycheck when it is released and that is all.
A service like this helps you a lot. Being a Canadian citizen, it is only beneficial that you have such loans availed in Toronto because you have the ability to sort out your problems easily even with a credit loan that has been eating you up everyday. It is advisable to use this only for short term financial needs and not long term ones.