GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Payday Loans for Canadians

More Information about Bank Payday Loans for Canadians

Many banks these days are issuing out Payday Loans for Canadians to their clients, who already have a bad credit. Banks are the leading money lending institutions that we have in the country at the moment and most of them are dealing with all kind of loan applicants, whether they have a good or a bad credit. The reason why banks are dealing with these loans is because they are dealing with all kinds of clients these days, most of which are struggling with bad credits and since they want to help them out, they have to provide financial support to them in terms of bad credit loans.
Payday Loans for Canadians from banks are not quite popular though because of a number of reasons. It is not easy for a bank to trust a loan applicant who is not their client with a bad credit loan. You have to open an account with the bank, operate it for about ix months before you can think of applying for a loan from that bank. It is easier to deal with a bank in such matters when you are already their client. This way, they can trust Picture of employee that got Payday Loans for Canadiansyou and your ability to repay back the bad credit loan form the statements that they have on your account. The other reason that makes these loans less popular is because banks issue out bad credit loans as per the credit rating of the loan applicant. If your credit rating is way too below, you are likely to get a loan form the bank with a higher repayment terms, which is not acceptable to many people out there.
These are the reasons that make many people look otherwise whenever they are looking for Payday Loans for Canadians. We have other loan lenders out there who compete with banks when it comes to issuance of bad credit loans, and these are for instance credit unions, online loan lenders and payday loan lenders operating online and also offline. Loan applicants are able to choose which loan lender that they want to go with and it is true that most of them choose the bank because banks are trustworthy and there is no way they will give you terms of repayment that you can not be able to deal with. Banks deal with different kinds of people from different social statues that are why they are able to treat these loan applicants differently.

 Advantages of Applying For Bank Payday Loans for Canadians

In as much as your credit rating will matter so much, you will enjoy better terms and conditions in a bank as per your financial situation. Banks are quite compassionate when dealing with their clients and they make considerations in case the loan applicant has great needs that can not wait yet he does not have enough money to deal with the needs. If you are a regular client to the bank, it will help you so much in getting the money that you need.
Banks discourage people with bad credit to apply loans especially if the need can wait until they repair their bad credit. This is not a disadvantage but an advantage in the sense that you will be prevented form making a mistake that can put you into so many problem later on in life. What can happen if you apply for a loan with a bad credit then you are unable to repay back the loan? Your credit rating will go lower, which is not a good thing at all. With a bank, you can make an informed decision through their advice to make better financial decisions.