GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Payday Loans in Ottawa

What You Need To Know About Payday Loans in Ottawa

Among the very many reasons that would make one decide to seek for extra cash is for the reason that you have exhausted all that you have. If you had some savings, probably you have exhausted them too and you don’t have any other means of raising extra cash. Situations which need you to request for extra cash are very critical. It could be at times when you need to clear urgent medical bills or probably you need to attend to emergency cases that need instant cash. Whichever the case that you could be facing, it is important that you take relevant measures in seeking for some more cash. If you are employed and you have been receiving some substantial amount, this shouldn’t worry you, you are likely to get a cash advance loan that would boost you for quite some long time. There are very many companies that can offer you instant cash loan. You can get this type of loan if you can seek for the best financier within your region. Those who seek Payday Loans in Ottawa ought to understand a few things associated with it.

You could be surprised about how easy Payday Loans in Ottawa works. The common knowledge is that these types of loans are offered to people who are employed and get a good salary every month. This indeed is true, the loans are always advanced to people who are in permanent employment and earn a substantial amount month after month. When applying for this type of loan, you are likely to be asked to confirm if you are employed. You will provide this information on the application form.

Picture of employee that got Payday Loans in OttawaThis type of loans also comes with different definitions. In most of the Canadian cities including Alberta, Calgary, Ontario and British Columbia we have banking services that offer these type of loans. Different companies always come up with different names referring to pay day loans. For example, there are some financial institutions that refer to them as cash advance loans, short term loans or generally the Salary advance loans. When you come across such names you should be aware that it just refers to the same thing: an instant loan.

Anytime you hear of Payday Loans in Ottawa you could be wondering who really qualifies for it. Any Canadian citizen is likely to qualify for this type of loan if only they can meet a few requirements. As earlier said, you should be employed with a stable monthly salary. This is one of the basic qualifications that you should meet. Apart from this, you are also required to give your banking information. You will give bank account information of the account you use for all your banking transactions. After giving this information, you need to remain patient for it to be approved.

What Follows After The Approval Of Payday Loans in Ottawa?

Immediately after getting an approval of your loan, the amount is directly deposited in your account. Subsequently, the successful applicants are notified about this development. They will be notified either through mail or any other contacts provided by the loan applicant. Getting the loan is not the last step in the loan application process; it is just the beginning of another process. You should be prepared to pay back as soon as possible. Generally you will be given at least two weeks as a grace period but the money will be deducted directly from your bank account. As a wise loan applicant, you should always be prepared to pay back the loan amount and look for other ways to supplement your income. Borrowing of the loan month after month is not advisable because it is overwhelming to the applicant. It might end up creating a bad score.