GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

DOWNLOAD OUR APP NOW!

How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
Read More
Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
Read More
Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
Read More
Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
Read More
Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
Read More
Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
Read More
Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
Read More
The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
Read More
I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
Read More
I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
Read More
Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
Read More
Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
Read More
Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
Read More
Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
Read More
Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
Read More
Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
Read More
Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
Read More
Easy, fast and user friendly application process. Thank you Mr. Payday
Previous
Next

Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Payday Loans In Scarborough

Reasons That Make Payday Loans In Scarborough Different From Other

The first thing that makes the payday loans different from other loans is the fact that this is a short term loan or a cash advance on the borrower’s salary. For other loans, they are mostly long term and they do not depend on the amount of salary or when your pay check will be due. For payday loans in Scarborough it is not any different. One is given the money once approved and has to pay it back in two to three weeks. The terms of payment will depend on the lender and also the amounts of time you will take to receive your next pay check or if you will get any money to pay back before then.

Unique Points About Payday Loans In Scarborough

Picture of employee that got Payday Loans In Scarborough - Easy to borrow $1500 online!Once someone has decided to get a payday loan in Scarborough, they will have to show that they are employed and have been employed with that same employer for a period of three months. This is to ascertain the lender that they will get their money back when the borrower gets their salary. This means that the loan is unsecured and the lender does not need any guarantee or collateral to ensure that the borrower will fulfill his debt. This is quite different from other loans where the loans are normally secured. This is because the lender feels they are talking a big risk lending out the money and will need something of the same value or more to the money they are giving out in order to be able to trust them with a loan.
This does not seat well with most people who will not have anything of value to offer and they are looking for ways to make quick cash because that means that they have exhausted all their options. For those looking for the secured loans however, it means that they have been planning to take the loan for a long time because they maybe want to expand their business, go back to school or even renovate their house.
Another unique thing about the payday loans in Scarborough is the fact that someone’s credit history does not count. You will never be asked to give a report as that does not matter to the lender. They know that even if you have bad credit that will not affect the way you will pay back the loan once you get your paycheck. For the other loans, especially secured loans one cannot be allowed to borrow any money since they are afraid that the money they lend the borrower will only end up being part of the debt. The payday loans are mostly found online. All one has to do is research and find one that is suitable for them. After this all you have to do is apply through the net. All the bank statements and other required documents will be uploaded.
Once they are emailed to the lender who reviews and verifies them, they will get an instant replay which will tell them if they have qualified. Even the way they send money directly to your savings account and banking account. For other loans in Canada, one has to leave home, visit the bank, go through different queues that they will be directed to, fill out a bunch of paper work and then wait for a while before you are told whether or not you stand a chance to get the loan or not. It tiresome and time consuming unlike the payday loans since not many people these days want to have to get things the hard way when there is an easier way to do it.