GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

DOWNLOAD OUR APP NOW!

How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Payday Loans Online

Get payday loans online

Finding Loans that suit your needs no longer have to be a thing that brings you misery. The old fashioned ways of getting money have been thrown out the door like almost everything else due to the internet. Dating, getting employment getting education and paying the bills has all gone online so why not make things even easier by making payday loans online take effect easily. Good news is this has already been implemented and people can now get fast cash by just clicking away, no need to leave the house. They can go on with their daily routine, apply while you have food cooking and apply while you have laundry in the wash. This also applies to those at work, while you go on with your business on your computer, apply and get an instant reply.

Picture of Payday Loans Online - Payday Loans Online For CanadiansHow payday loans online works

The first and most important thing to look into while searching for a place to get payday loans online is obviously the net. There are many websites that give information about how this kind of money lending works. Since you are already online, it is wise to do research on those different kinds of lenders and verify their existence. It would be the worst thing to find that you are being scammed and you were already in a money fix before you went online. There are those people out there who want to make money out of you so be careful when you are giving out your information. Also be careful not to give out any false information yourself once you have found a reputable lender as they may think you were trying to pull a fast one on them as well.
After you have done your research, the next step is applying. Application is easy and fast. With just a few requirements you could be well on your way to solving your money troubles. The first thing you need in order to apply is to be employed. Not only that, you will have to have worked for that same employer for more than three months. This is because in the first three months mast employees are under observation and have not yet secured their place in the workplace. They may be let go at any time. This will mean that there is no assurance of them having a steady source of income, however if you have been working for more than three months then you are safe.
After applying for the payday loans online, you will have to give them proof that you have an active banking or savings account. They must be able to see your most recent deposits. They will not care about your withdrawals as they are not concerned with the way you spend but just the money you get. Along with these they will need to see your salary statements. Good thing is with payday loans online, they will never ask you to provide a report on your credit history. Credit checks are not necessary as no matter how much debt you owe, it will never interfere with the payday lender as they are assured they will get their money back once the pay check is in.
The other thing about these loans and which is one of the most exciting things about it is that the loans are unsecured. The lender does not need any guarantee that you will pay them back. The money is sent to you directly to your account and is then deducted from your salary once the pay comes in. you can even pay the money back early if you wish and might get a partial refund.