GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Payday Loans Oshawa

Reasons That Make Payday Loans Oshawa Reliable To Bad Credit Individuals

As an individual with a bad credit, it is only typical that you will find it a bit hard to get a loan that needs instant response because of the immediate need that comes with it. This is why there are payday loans Oshawa that have been put in place to help you out despite your bad credit history. The loans that are given under Oshawa which have the payday title do not bother with the kind of bad credit history that you have or the loans and debts that you have not yet managed to pay. Their main aim is to give you the loan that you so desire, ensuring that the next paycheck you will be receiving has cash advance registered for them.
Where loan application becomes an emergency or an urgent need, Oshawa payday loans make it their business to help you out. Their credibility and reliability makes them a good source when you are in need of money for short term financial needs that cannot wait until your paycheck has matured. What’s more, their main interest is not in what you need the money for or why, but helping you out in the time when you need a loan the most.

How Getting Payday Loans Oshawa Benefits The Borrower

Picture of family that got Payday Loans Oshawa - Simple and easy application online! A borrower must have a good reason as to why they need money and they are still under debt, and that is why there are payday loans Oshawa which have been availed in the first place. Your benefit in this kind of loan is that you will be in a position to get the full amount that you have applied for without your credit history being checked out. This means that there are no long procedures of making applications and waiting for more than a day before you find out if your application has been approved or not. With a payday loan, the response is almost immediate and the money is deposited directly into your account within no time.
There is also the issue to deal with the saving of time and faster procedures. Borrowing through payday loans saves you time in that you will get the loan within a maximum of one hour deposited into your account. When it comes to procedures, all you have to do is forward your application with the next paycheck that you are looking forward to so that a cash advance can be created. A secure application with direct depositing of money and easy repayment should be an ultimate way of accessing a quick loan to meet the needs that you wish without delay.
As the borrower for the loan, it is evident that you probably use credit cards to access the money in your account. A loan from payday loans Oshawa will ensure that you get the money in the same way, in that the depositing is done into your account directly where you can be able to access it using your credit card as well. This again ensures speedy results and guaranteed deposit in the long run. In other words, it means that you will not experience any delay when it comes to doing the things that in the first place led you to borrowing a loan.
It is quite evident that you are not able to get a loan once you have any credit histories in financial agencies or banks. So with the help of payday loans, it only means that your credit history does not matter and that it is possible to apply for a loan without feeling pressured about it. Only ensure that this is a short term loan applied with the purpose of repaying using your next paycheck.