GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Paydayloans

Picture of family that got PaydayloansThe Cost Of Getting A Paydayloans

Payday loans cash advance is approved by cash advance lenders by the hundreds of thousands every day in Canada, but there are some important factors considered before applying for one of these short term lending products. Payday cash advance is simply what they sound like – they’re a quick advance that the borrower/applicant can get fast from the lender, and is meant to be paid off on your next coming employer paychecks. They may take their money back over the course of 1 week, 2 weeks, 3 weeks, or 1 month (30 days)   it’s your choice to make when getting approved with them. You pay the lender back with interest on the day of your paycheck.
The cost of these lending products can vary, but there is another rule of thumb here to learn. The average Paydayloans will cost you a fee of $10  $23 dollars for every $100 dollars that you borrow. This cost of lending varies from State to State, and Country to Country, worldwide. Paycheck lenders that have existing storefronts in your local community are bound by your State Legislation as to how much they can charge you for a loan. You can use the Internet to research the different laws on the books in your State regarding cash advance lenders. Usually these lenders charge around $10 $12 for every $100 you borrow.

Who Is Eligible For A Paydayloans?

Several things dictate who may receive a Paydayloans, and who may not. Various lenders have different rules and standards, but the rules that are universal include: you must own a bank account, you must be employed (with the loan paid into the same account into which you receive your salary), and you must be at least 19 years of age. As a solution to short-term cash flow problems, payday loans are simpler to execute than ordinary loans. More often than not a decision as to whether you are eligible for a loan will be made instantly, and will receive the money within one day. Due to the fact that obtaining such a loan is relatively straightforward, there has recently been a marked increase in the volume of applicants for them.
Therefore, you are not eligible for a Paydayloans if you are under 19 years of age. This is because by law persons must be over 19 years old in order to receive credit. This restriction does not just apply to payday loans, but to all forms of credit. Applicants must also possess a valid bank account in his name, which must have a debit card attached to it and which must be registered in the country in which the payday loan application is being made. Applicants are also obliged to already be receiving a regular source of income into the bank account into which they wish the payday loan to be paid.
Certain, but not all, payday loan providers stipulate that what you earn each month must be above a set amount (although they do not advertise this requirement). If you are only working part-time, or on a modest salary, there is the likelihood that you will be refused a loan. This regulation goes to ensure that companies do not lend money to those who are not in a position to pay it back. These factors mentioned above constitute the basic requirements, but companies have devised unique methods for deciding the fate of each individual loan application. Most lending companies run credit checks, in order to gain an idea of an applicant’s financial situation.

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