GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Personal Bad Credit Loans

Personal Bad Credit Loans

Every need today needs one thing to be satisfied and that is money. Money might not come easy but one needs to know how to manage it. There might be situations when you are in a dearth of it and cannot cope with the task at hand. At this point of time getting the money you need becomes essential and if you do not find any doors leading to your destinations do not feel disappointed because personal bad credit loans are there for you always. These loans will come in extremely handy and will solve all your needs in a flash of a second. You do not need to worry about taking these kinds of loans as you do not need to have a great credit history.
Personal bad credit loans are offered to people who have had a bad credit record. The credit record is a parameter that decides the ability of the person to deal with money. These will prove how financially strong the person is. Where most loan providers will ask for a good financial record over the past years, loan providers offering personal bad credit loans will not hesitate at all while providing you the loan. These providers do not analyze or take into account your credit history so you can be confident of securing your loan even if you have had to struggle in the past.
There are not too many options in the market when you look for these personal bad credit loans. Some of the providers ask for minimum requirements, not related to your credit. Hence there might a slight hinge of difficulty in securing the right loan. But you need to keep yourself motivated and keep looking for the perfect opportunity. These money lenders take a high risk in loaning out money to people with bad credit hence, they usually charge high rates of interest. These rates sometimes could be many times those of a normal loan. The repayment period is also not that flexible but a sophisticated market research would help you find the best options which suit all your needs.

Other methods of getting personal bad credit loans

Picture of Personal Bad Credit Loans - No Faxing Required!Approaching these money lenders might not be the only option to get a personal bad credit loan. There are other options available which will be equally viable and will help you secure the easy personal bad credit loan. There are always agents in the market who can help you get the much needed loan. Their influence can take you a step forward in the procedure and can help you secure a loan even with a bad credit history. Another option that lies ahead is having a person who can guarantee the repayment. His assurance will be good enough for you to secure a personal bad credit loan. Some of these will need you to present collateral. This will happen only in the case when you need a large amount and this might be a huge risk as taking into account your past credit records, there is always a chance that you fail to make the payments. In that case your collateral can be confiscated. There is always a risk in these high value loans but personal bad credit loans of lower amount do not demand any collateral and can be issued within a day. It acts like your salary before the day you get it. The interest rates will not be too high and you can easily repay the amount in quick time. All these ways are very helpful in securing these personal bad credit loans and will bring joy to your life.