GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Personal Loan for Bad Credit

Factors to consider when making an application to get personal loan for bad credit

Probably you have been going through stressful financial times and you at times wonder where to get a financial reprieve for it. Such hard time needs one to look for fast ways and means that can yield enough cash to sustain them. One of the ways of that would help you get some good cash to push you through is when you solicit for personal loans. There are very many money lending companies that you can seek loans from. Those living in major cities in Canada have chance of getting loan services from quite a number of companies within the region. When looking for personal loan for bad credit, it is important that you consider a number of factors either in regards to the company you want to seek the loan from or in relation to your financial position. First you will need to re-examine yourself and ascertain whether you really need the loan or probably you need to look for other means of getting cash elsewhere. If you discover that you really have a dire need for the loan then you need to consider a few things.

In the first place you will need to make some good research on the money lending companies that are offering the loaning services. So far there are very many money loaning companies in Canada that offer the personal loan for bad credit, but this doesn’t mean that you should just go for any that you land on while doing your research. Ensure that you do a full research on the available companies basing on various factors. You could base your rationale on the application process and time taken to get the loan after application.

Applying for a personal loan for bad credit should be a simple process that should take a short time. Therefore when seeking for a fast-cash loan, ensure that you get it from a company that allows you to make applications on line. On line application is deemed to be a faster method that allows the applicant to make Picture of Personal Loan for Bad Credit - Easy fill out the simple online application!the application and get his loan within a day. The application procedure should be straightforward, simple and easy to understand. There should be no many obligations that one has to meet before being awarded the loan. Loan seekers are always happy to seek for loan services that ensure a faster application and approval procedure.

Apart from the simple application process, there are other very simple factors that should be observed by the loan applicants. Even though some applicants don’t care much about the interest rates applicable by the loan lenders, as a wise loan seeker, you should always consider the interest rates on the loans. This will enable you choose the right money lending company that has the best rates.

Other factors to be considered when seeking for personal loan for bad credit

  • Time taken to approve the loan: Always ensure that you go for a company that takes little time for your loan application to be approved. This ensures that you get the cash immediately.
  • Terms and conditions of the company: Money lending companies always have different terms and conditions in regards to the loans offered. Go for a company that has favorable terms and conditions that you can easily adjust to.
  • Amount to be borrowed: For the new loan applicants, there is a certain loan bracket that you will need to apply for. A good money lending company is the one that has flexible loan offers in which the applicants can apply for higher amounts even for first time.
  • When you consider these factors you can be assured of getting the right money lending company that will enable get the loan as soon as possible. Never borrow a loan from any company unless you make some research on it and ascertain its terms and conditions.