GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Personal Loans for people with Bad Credit in Ontario

Personal Loans for people with Bad Credit in Ontario

Looking for a loan but have bad credit, there is nothing to be afraid of anymore as you can find as many personal loans for people with bad credit in Ontario as you want and you do not have to bother about having a good credit record. Now you can solve all your needs without any problems. The needs can be anything from car repair to children’s education, house repair to payment of bills, or you might just need some extra money to lead your life happily.
You do not have to worry about that provides these services because there are numerous banks and financial institutions that have started targeting this section of the society to generate profits. Although people with bad credit do not seem a worthy proposition but they still manage to make good money charging high rates of interest. Money is generally loaned out to only those who have a regular income and can claim to pay back the amount on time. There is great risk involved in providing loans to this section but people with bad credit do not have to worry because if they satisfy some minimum conditions they can be easily eligible for any kind of personal loans for people with bad credit in Ontario.
Different institutions demand different requirements but a general set of conditions is same for all. They ask you to be a citizen of Canada and confirm it through a valid identification proof. You will need to have a bank account in the country in which the money will be transferred. You need to be at least 18 years old to apply for the loan and need to have some basic income enough to cover up the installments on time.

Different personal loans for people with bad credit in Ontario

Personal loans for people with bad credit in Ontario is classified into different categories. The categories depend on the need of the person who applies for the loan. Different personal loans for people with bad credit in Ontario are car loans, home loans and personal loans. Personal loans are further divided in to secured and unsecured loans. There is a stark difference between the two loans and both satisfy different needs. Unsecured loans will provide you the cash amounting to a maximum of $ 15000. The minimum amount that can be borrowed varies from $ 100 to $ 1000 from bank to bank. Secured loans will ask for collateral as the amount involved is much more. You can take this kind of loan for different purposes.
Picture of Personal Loans for people with Bad Credit in Ontario - Cash instantly!Bad credit is generally considered by taking into account your past financial history. Your bank statements for the past two years will be taken into account and it will be checked if you have paid your bills on time. Bankruptcy deters your credit score and other conditions like arrears, delays also do the same. But you need to be sure of your credit score as some banks would allow you to take the loan at a low credit score as well. You need to know how bad your credit score is before applying for personal loans for people with bad credit in Ontario.
Finally personal loans for people with bad credit in Ontario come as a savior for those who need some urgent money but cannot avail it through general banks who try to avoid you because of a bad credit score. The money will be a blessing and all your problems can be solved easily and in no time. You will be happy once again.