GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

DOWNLOAD OUR APP NOW!

How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
Read More
Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
Read More
Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
Read More
Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
Read More
Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
Read More
Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
Read More
Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
Read More
The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
Read More
I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
Read More
I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
Read More
Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
Read More
Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
Read More
Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
Read More
Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
Read More
Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
Read More
Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
Read More
Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
Read More
Easy, fast and user friendly application process. Thank you Mr. Payday
Previous
Next

Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Personal Loans for People with Bad Credit

Important Tips in Getting Personal Loans for People with Bad Credit

Personal loans are the kinds of loan that people go after whenever they have a personal need to take care of. If you have a medical emergency for instance, you will go after a personal loan if you do not have enough money to handle the need. If you have bills to pay and you do not have enough money at that moment, then you will still go after a personal loan. People with bad credit also get personal loans for people with bad credit whenever they are unable to raise the money they need for their personal needs. They do not have to wait until that time that their credit is repaired in order to get a loan, since some needs cannot wait and repairing a credit may take a while.
When the cost of what you need in life is high and your savings as well as your income is not enough to cater for the need, you are entitled to get a personal loan even with bad credit. Loan lenders dealing it bad credit loans are very strict though because they are dealing with people who have a bad repayment reputation form their previous borrowing. But what matters is that they will give you the money in the end, even with all the restrictions. What to do if you have a bad credit already in order to access the personal loans for people with bad credit is to learn how to deal with all those restrictions. This will help you to get a hassle free loan.

Tips in getting hassle free personal loans for people with bad credit that you need to know

Picture of Personal Loans for People with Bad Credit - Get Cash Instantly!Some loan lenders will give you a higher rate because of your bad credit rate. This is expected because they my not trust you fully after what happened in the past. But there is a way out that high repayment rate and you can get a loan with a better rate. This is through getting a co-signer. If you have a person in your life who really believes that you can repay back a loan, maybe a friend or a relative, then ask them to become your co-signer so that you can get access personal loans for people with bad credit easily. With such a co-signer, your credit rating will not matter anymore to the loan lender.
Other loan lenders will not give you a guarantee when you are applying for the loan and this will leave you with doubts until you get the loan approved. This is not a good thing because it causes anxiety and frustrations thereafter if the loan is not approved. You can always go after a loan lender who is offering guaranteed bad credit loans. He will assure you that despite everything, you will get the money that you need so badly for your needs, and this is what you need for your own peace of mind.
If you have an urgent need to cater for, there is always a way to get a loan faster. This is through online lenders. These lenders process applications really fast and there are chances of getting the money in a day. Banks and other loan lending institutions require so many documents when processing loan and this many take a while unlike with online loan lenders who only use the application form that you submit to them. It is good to go online therefore when you are in a hurry to get the loan. You can still indicate the urgency of the loan in your application in order to get the money sooner.