GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

DOWNLOAD OUR APP NOW!

How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
Read More
Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
Read More
Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
Read More
Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
Read More
Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
Read More
Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
Read More
Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
Read More
The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
Read More
I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
Read More
I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
Read More
Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
Read More
Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
Read More
Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
Read More
Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
Read More
Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
Read More
Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
Read More
Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
Read More
Easy, fast and user friendly application process. Thank you Mr. Payday
Previous
Next

Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Personal Loans With Bad Credit

Steps To Follow When Applying For Personal Loans With Bad Credit

When you need any type of loan, there are always requirements given by the loaning company that you have to fulfill. Day in day out, different people seek for different types of loans from the banking institutions. Initially, you could only get a loan from the bank, however, things have changed nowadays and one can be able to secure a loan from other financial institutions that cropped up. This has been attributed to the development in IT which has had a positive impact on banking. In the end, this is advantageous to very many people all over the world who wish to get loaning services from any of the banking services around. More so, people experiencing a negative credit rating can also apply and get a loan. This is contrary to what happened initially where such people could be side lined when it comes to loan offers. What should you do when you need personal loans with bad credit? It might only need the applicants to follow steps to get loaned.

Important Facts About Personal Loans With Bad Credit

  •  You can get the loan services on-line.
  • All who apply for the loans need to fulfill laid down requirements
  • The loans are approved as soon as the person applies on the internet. However this could vary from one lending company to another.

It should be understood that when you go for this loan, you already have a bad credit rating, you therefore stand a chance of getting loaned or you could also miss out. This will so much depend with how you make your application. Negative credit rating implies that you cannot go for any type of loan apart from the personal loans with bad credit. In this case you need to be very honest with your money lending company and ask for a bad credit loan. Most of the loaning services offer a variety of services to their clients. When you make an application for the loan in this category, it might take some time for it to be approved. The loaning companies need to do a thorough credit rating check to ascertain whether you qualify for the loan or not. If you qualify for the loan, you will get an immediate response, however, when you fail to get approved for the loan, you can be advised on the next better option of the loan service.

Picture of Personal Loans With Bad Credit - Click on link to Borrow OnlineThose who apply for personal loans with bad credit don’t have many loan preferences at their disposal. For instance, they can either go for secured loan or unsecured loans. It is much easier to get a secured personal loan especially when you are in bad financial state. It has been noted that people who apply for this type of loans get them as soon as possible. It only needs one to make your application on-line and give the right information for it to be approved. One can also opt for unsecured loans but then they should be prepared to pay a much higher interest.

There are very many reasons that can force one to go for loans. A personal loan is much more preferable when you want pay your long term outstanding bills, when you want to pay for your motor repairs or probably when you want to do home repairs. Different people will always have different reasons that would make them go for the loans. Before borrowing a loan, it is important that you weigh a few factors. For instance, you should establish whether you truly need the loan or not. If you are so much in need of instant cash, then check whether there is any other means of getting it apart from going for the loan. Some people go for loans at a time when they would have just utilised other means in getting the cash.