GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Advance Cash

Questions You Need To Ask Yourself before Going for Advance Cash

At the beginning of the month, everyone is happy because they have earned their salaries. Prudent people always have a budget detailing all their monthly expenditures. They even allocate a certain amount for savings and for emergency services. Despite all this, it reaches a time that you could find yourself in a situation where you are unable to meet all your financial obligations. This could be as a result of various things. Probably you might have forgotten to pay some of the important bills or you might have misappropriated your cash leading to a deficit. Whichever the case, this is the time that you will need a cash boost to enable you get through your financial woos. The big question would be “how do I get instant cash”. When confronted with this question, there are various avenues that you could explore to enable you getting enough cash to enable you overcome this stressful moment. One straightforward way that can enable you to get the cash is by going for advance cash. This is the same amount referred to as the payday loan or the short term loan. There are few things related to this type of cash. When seeking for a company to offer you a short term loan, it is important that you familiarize yourself with how it works.

Qualifications of Advance Cash

Picture of Advance Cash  - Bad Credit-No Problem!It should be understood that advance cash is given to those people who are cash strapped but at same time are employed. It therefore means that if you need to apply for this type of loan, then you need to show proof that you have a stable job. Even though some money lending companies may pretend that they don’t care whether you are employed or not, the bottom line is that you might end up not getting approved for the amount you have applied for. It is therefore important to show proof that you are employed to get high chances of being approved. When making the applications, ensure that you provide full information regarding your employment Status.

Another very important characteristic that you should note about advance cash is that it is mainly offered online. If at anyone time you need this type of cash, it is important that you seek for the online money lending companies. The internet is always a good resource for you. If you are connected, you can apply for instant cash from any location and get it within a few minutes. Most of the lending companies have a straight forward application procedure in which the applicants need to key in a few details and the application is approved. When filling up online application forms, the applicants are required to be very keen specific details including the banking and employment status. Therefore one of the questions that you should ask yourself when attempting to apply for this type of loan is whether you are employed or not. If yes, then have you been employed at the same place for the last three months? If you get positive answers to these questions then you automatically qualify for a loan advances.

People who opt to apply for this type of loan always hope to get it instantly. This varies from one money lending company to another. Basically, you need to take time and search for an online service provider that will offer to you the services as soon as possible. To help you gauge on the effectiveness of a money lending company, check whether it asks for faxing of your documents. If you are asked to fax any of your documents then it implies that the application and approval process is likely to take quite some long time. Switch to a different lender that will offer you the service as soon possible.

When you apply and succeed getting advance money, then you should be aware that it is payable within the next two weeks. This implies that you should use it only for relevant purposes. You should be able determine the main need that forced you to get a loan. Once you have established it, you can then go ahead and use it appropriately.