GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Bad Credit Unsecured Loans

Bad Credit Unsecured Loans

If you are in need of money but do not have a good credit score in order to get a loan from a bank, you have to consider other options. Established banks or financial institutions avoid loaning money to people with a bad credit record. Moreover they ask for valid collateral to be presented at the time of approval. But not everyone can meet these conditions and even such people have certain needs. If they are not able to meet their needs with the income they earn they will need some additional money to get rid of the financial crunch. For that purpose there are bad credit unsecured loans. These loans are totally different from conventional loans. The money lender neither asks for a good credit history nor does it demand collateral to be presented. The only catch behind these loans is that they are small term loans and satisfy needs of small scale like car repairs, health check-ups and bill payments. The amount leant by bad credit unsecured loans varies from a meager $ 100 to a more appreciative one like $ 10,000. It depends on your need the amount you want to borrow. Borrowing money unnecessarily doesn’t help as you will burden yourself with unwanted interests. The interest rates associated with these loans is generally very high and hence when you borrow money that you do not need you will still have to pay the interest rate which you could have avoided. You should try to borrow smaller amounts with bad credit unsecured loans and only when the need arises. Repaying small amounts is easy and you save your hard earned money by paying lesser interests. You have to be smart while choosing a money lender. Some money lenders impose different conditions but there are many who provide complete freedom to the borrower. The only things they ask for is a valid identification card and a minimum age for securing the loan.

When do you need bad credit unsecured loans?

Picture of Bad Credit Unsecured Loans - Cash instantly! People like to have savings in order to tackle the financial dearth when they occur but it is not always possible. Sometimes situations occur when you go to the red. It might not be your fault but you cannot do anything about it. There occur things like arrears, delayed payments, bankruptcy etc. Bankruptcy means when the balance in your bank account goes nil. This means that you do not have any money to tackle the emergency needs. In this case you will have to turn to bad credit unsecured loans in order to resolve your problems. Arrears are also another problem when you will have to turn to bad credit unsecured loans in order to get rid of them. If you need to pay your bills but do not have any money bad credit unsecured loans help a lot as they serve as an income received before the actual payday. You can use the money to make the payments on time and avoid deterring your credit score. Bad credit unsecured loans are a great source of income for those who have a fluctuating monthly income. These people might be making a lot in a certain month but maybe not so much in the next. For these unexpected situations bad credit unsecured loans are extremely beneficial. You can borrow money at the time of money and when you earn major incomes you can repay the loan according to your wish. The flexibility in the repayment periods makes this easier to follow and there remains no burden on you to satisfy your needs on time to live happily.