GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

DOWNLOAD OUR APP NOW!

How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
Read More
Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
Read More
Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
Read More
Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
Read More
Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
Read More
Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
Read More
Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
Read More
The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
Read More
I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
Read More
I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
Read More
Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
Read More
Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
Read More
Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
Read More
Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
Read More
Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
Read More
Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
Read More
Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
Read More
Easy, fast and user friendly application process. Thank you Mr. Payday
Previous
Next

Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Cash Advance Credit Card

Why Going For Cash Advance Credit Card Is Not Always The Best Option

There are some people who will always wish to get some more cash to run them through the entire month. This normally happens at a time when one is financially constrained and he does not have any other option of soliciting for funds. Most people will always want to get their loan advances immediately when they apply for it. Even though this is the major platform that most money lending loans operate from, the truth is that the approval and submitting of the loan amount varies from one company to another. When applying for any type of instant loan, you can be assured of getting faster if you make online application. However, there are times one will need to get cash advanced to him directly from his credit card. Getting advances from a credit card may not be that easy, if you manage to get it then it should be the last option that you to go for. In fact if you are prudent enough, you should never go for cash advance credit card loan. There are few things that might work against you when you seek money with a card that has a bad history.

Picture of Cash Advance Credit Card - Fast & Easy!One of the reasons that should make you shun from the cash advance credit card loan is due to the charges related to it. Anyone seeking for loan advances from his credit card means that he may have run out of cash and is having a bad credit history. That means that you when going for the loan advance, you are going to incur an extra charges. When you apply for the loan using your ATM card, it is obvious that you will be charged the normal withdrawal fee. The withdrawal fee will be charged together with the normal fees that are incurred during the loan application.

Facts To Note In Cash Advance Credit Card

Anyone going for advance credit card cash should also understand that there is no grace period given to them in payment of the loan. This means that once the loan is advanced to you, you are required to pay it back on your next pay.  Two things will happen at this time. In the first place, you will be required to pay a higher interest rate on the loan that has been advanced to you because the loan was advanced through a credit card. Secondly, your credit history could be affected especially if you don’t honor your loan payment in time. Under normal circumstances, ATM loan advances attract an immediate interest from the day an applicant withdraws the money.

It should be noted that there are different loan companies that offer different loaning services. Banks for instance, will offer you the cash advance credit card service if it is proofed that you have had an active account for some long time. Just like any other loan services, the applicants are required to submit their applications and then wait for the loan officers to make an approval. For customers who have been loyal to the bank, they need not make a formal application to get the cash advance. They only need to visit there ATM outlets and make a bank overdraft in this case referred to as cash advance.

With this information in mind, it is important that one seeks alternative means of getting cash. That implies that you need to come up with other ways that will enable you avoid going for loan advances. Indeed there are a number of ways that one can use to avoid cash advances. You will need to seek for financial advice from reputable financial institutions. You can also get this information from the internet. Always seek for financial information that will help you have a good plan that will enable avoid financial constraints.