GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Cash Advance Fee

Some of the Cash Advance Fee Structures That You Are Likely To Meet

Anytime you need to get an instant loan, you should beware that there are some type of fees that will be charged to you. It is therefore important to get the loan from a reputable company that has good rates. There are quite a number of loan services that one can seek services from. Before going for a loan service, you should first ascertain if you really need to get the loan or you have other means that can help you raise some cash. There are times that one will be forced to solicit for pay day loans. In most cases, it happens when one needs to meet emergency cases involving property repairs, payment of medical bills or probably just to get some cash to enable one get through a terrible financial situation. Just like any other loan, payday loans have certain fees charged to the applicants. When making the application, the applicants should beware of the charges attached to the loan. The charges could vary from one money lending company to another. Perhaps this is the reason why the loan applicants need to make some research cash advance fee before deciding on the company that would offer them the service.

Picture of Cash Advance Fee - Cash instantly!Indeed the most significant charge on the loan is the interest charges. Any type of loan always has a certain fee attached to it. Therefore when going for the loan, you should ensure that you get relevant information on the amount of interest that would be accrued to you. Loan interest is always a proportionate amount to the amount that you take. This means that the higher the amount of loan that take, the higher amount of cash advance fee you will be charged. The loan applicant should ensure that he pays back the entire loan plus the interest accrued to him. One can be able to determine how much he pays back by use of the loan calculator. This is service available on the internet and one can get it directly.

The Impact Of Payday Loans On A Cash Advance Fee

Pay day loans normally attract high charges than the normal loans. This is attributed to the fact that the loans are offered to applicants at a short notice. Therefore when you are going for any instant loan money, expect a higher cash advance fee. Most money lending companies don’t charge clients an application fee; therefore you can only be prepared to meet the interest fee which so much depends with the amount that one has borrowed.

If you decide to involve proxies in securing a loan, then you are likely to incur extra charges. For instance, those who seek loans by employing the service of brokers always have to meet an extra cost. They need to pay for brokerage fee. This will be included in the general expenses that you incur. To cut down on the charges, ensure that you get the services directly from the money lending companies.

One can also cut down on the loan charges and application expenses if he avoids soliciting cash loan directly from his credit account. Getting cash loan directly on your credit is considered to be expensive. Apart from meeting the normal withdrawal charges, you will be required to cater for the loan interest charges too. This ends up piling more pressure on the applicant to pay more. When going for any type of loan, always make sure that you get relevant information. This information should include the terms and conditions of the company you are borrowing from and the charges applicable. The internet is always a very important resource for those seeking information on any type of loans. Make sure that you do your research on the internet before applying for any online loan service. It will help you make an informed decision on the company that you will seek services from.