GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Payday Loan Canada

Available Payday Loan Canada For Both Secured And Unsecured Borrowers

Applying for a loan will call for certain requirements which if you do not have; there is no need to apply in the first place. This comes in especially if you are applying for a loan in a bank or a financial company who lends loans, because they have to be sure you will repay the loan within the specified date. If the requirements have not been met by a borrower, there is no way that a bank will risk giving out a loan in the first place. It is because of this that individuals with a bad credit history are having problems when it comes to applying for a loan. Though this has been the case for some time now, there is the payday loan Canada for those who have bad credit because this kind of loan does not really bother with the kind of credit history that you have.
There are lenders under this payday loan in Canada who give out loans with security and there are those who do not need to secure their loan for you the borrower, meaning that you have two choices over what loan is best for you and the one that you will manage to pay within the specified time of your choice.

Differences Between The Two Payday Loan Canada Applications

For you to choose between the two payday loans Canada, it is only essential that you know the difference so that you apply with a little bit of knowledge over the kind of loan that you have chosen to settle for. There is the secured payday loan Canada which the lender has to ask for an asset that is equivalent to the money you wish to loan. This asset will act as collateral when you are not able to repay him the loan granted within the specified time. Many lenders settle for this kind of loan because of the security they get for their money, and so if you have a property or any asset such as a car, you will have to give it out to serve as collateral before you are able to pay off the loan completely.
The second kind of loan, which is the unsecured payday loan Canada, is another one where you cannot afford to find many lenders. This kind of loan is one where the lender is not concerned about the guarantee, they are only loaning you their money with the hope that your next pay check is what you will use to pay them. Most of these kinds of loans are short term ones so they have to be paid within a short period of time. The interest rate here could also be a bit higher because the lender has taken the risk of giving you money without even finding out your credit history so their money has to come back with a major interest for that reason, the time for the repayment period will also be less ass the loan is a short term one.
Between the two loans, you have the freedom to choose the one that you are sure you will be more comfortable with. Each has its own advantage as well as disadvantages, so weighing the two will help you come into a good conclusion that will favor you as the borrower and also allow the lender to have some trust in you as well. It is possible to get easy loans in Canada despite the credit history or the bank statements that you have, so long as there is an assurance that you will be able to pay what you owe in time.