GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Payday Loans Bad Credit

Payday Loans Bad Credit Facts

Having bad credit is at times unavoidable. People tend to spend time thinking of what landed them in debt than to think of a solution and a way to survive while they think of a way to settle the money problems. Whenever one gets their bills al they can think about is what a joy it will be if their paycheck could come early. There is no need for people to wonder anymore as a way has been created through payday loans bad credit services that act like they are making the people of Canada to receive their paychecks earlier than expected. And it is fast and hassle free.
Not all banks and other loans allow someone with bad credit. This should not affect someone especially if they earn a basic income. The payday loans credit are put in place to enable people to be in control whenever they feel like they need to get money and fast. It may occur to some that they can go get the money from friends and family. But what if they are unable to help or even worse they are not willing to help. This is what goes through people’s minds whenever a money emergency occurs.

Picture of employee that got Payday Loans Bad Credit - Easy, Safe and Secure! The Things To Consider For Payday Loans Bad Credit

The first thing to do when looking for a payday loan bad credit service is do research and find one whose policies suits you best. There are many options out there but one should only go for the one they need and not for the one they think many people will go for, as the needs of  all the individuals is Canada are different and unique. What one person will find to be a basic need the other may see as a luxury. The best thing is to go in knowing exactly what you want and to not change your mind unless it is similar to that. This is what caused the need for the payday loans bad credit service in the first place.
The main reason why one is able to get a payday loan bad credit service is because the money is deducted straight from your checking account once the due date arrives. You will not even have to be bothered with taking the money to the lender as they will have already done that for you, there is no worry in them tacking more than required as only the stipulated amount that the borrower got, plus the fee is allowed. They do not even have to fax you about the detail as you will do that online or even contact you to inform you that they have already gotten back what they loaned out.
Having bad credit does not reflect on the payday loan as other loans and you are therefore able to use the payday loans credit services n if you wish to. This will depend on the way your previous transaction was handled. It will depend on whether or not you paid the loan on time, and if they had to keep contacting you to remind you to do so. Nobody likes to follow people around about money especially if the money was loaned out in good faith that it would all be returned. There are even those borrowers who pay back the loan early. If you happen to have the money before the due date, you may be allowed to pay it back and maybe even be offered a partial refund. This will also put you in the best Position when you want to get a re loan as they will already have marked you as a person who stays true to their word.