GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Toronto Bad Credit Loans

It Is Easy To Get Toronto Bad Credit Loans

Many loan lenders these days are dealing with loans for both the people with a good credit and those with a bad credit. They have come to realize that even those with a bad credit need their financial support, which is why they have decided to offer them these loans in order to help them get over their financial needs with ease. Toronto people are not exception in this, because in Toronto, you can easily access the Toronto bad credit loans without looking far and wide. People with bad credit in Toronto do not need to worry so much about their credit situation anymore because they are also illegible to get the financial support.
Not all loan lenders operating in Toronto are dealing with Toronto bad credit loans though. A person in need of financial support in the town has to do a small research in order to know who among all the loan lenders in the town is dealing with these kinds of loans. There are so many people who are benefitting form these kinds of loans these days, therefore it is easy to get a loan lender dealing with loans for people with bad credit by just asking around from the people you know. This can give you fast results when you have an urgent need to cater for, or even when you are looking for the best one with the best repayment terms and conditions.

Where To Look For Toronto Bad Credit Loans

Picture of Toronto Bad Credit Loans - 99% approval rate - cash in 30 minutes!Many loan lenders dealing with Toronto bad credit loans operate freely in the town where many people in need of financial support can easily access and use their services. It is therefore very easy to get one of these loan lenders and also many at the same time, which will help you in making a comparison between their services in order to choose the best of them all. The credit rating of the person in need of a loan is the least of their concerns. These loan lenders market themselves widely across the country, so it is very easy to spot their location when you come across one of their adverts. Then you can visit them in person in order to familiarize yourself with their services so that you can apply for a loan thereafter.
You can also access these loans online, where many loan lenders operate from for the sake of loan seekers who are too busy to visit their offices in person or too shy to speak openly about their credit situations. Many people in Toronto who are in need of these loans make use of the online applications in order to get faster access to the money that thy need so badly for their urgent needs. Online applications are fast to process and a loan seeker can get the money as fast as they need it without having to wait in queue in order to be served. This is one of the reasons why you can consider these loans if you are in Toronto today.
Some banks in Toronto also issue out these loans. If you have a bad credit and you are a regular customer to the bank dealing with these loans, then you may just be considered for the loan. Most banks advice their clients to wait until they repair their credits first but they still issue out loans if the client had a need that cannot wait until that time. It is good to check out from your bank in order to be sure first before looking elsewhere. It is also advisable to look for many places so that you can compare their loan services so as to get the best of them all.