GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Unsecured Personal Loans For Bad Credit

Why Most People Are Going For Unsecured Personal Loans For Bad Credit

Picture of Unsecured Personal Loans For Bad Credit - Easy to borrow $100-$1500 today!In the recent past, it has been realized that most people have opted to go borrow loans from different financial institutions to sustain them through hard times. There has been an upward trend and this has been largely attributed to the hard economic times that we are going through at the moment. More research indicates that those who go for the loans mostly wish to get unsecured loans. A large number of people in Canada go for the loans every month especially during those times of the month where they find themselves in situations where they need more cash to meet their financial obligations. Perhaps you have once found yourself in such a situation and you wondered what you could to salvage yourself. There are no two ways about this; you directly need to go for unsecured personal loans for bad credit. This is the type of loan that will help you get out of those terrible financial situations.
There are quite a number of reasons that force people to go for the unsecured personal loans for bad credit. One thing to be noted about such kind of loans is for the simple reason that these kinds of loans can be issued to everyone whether you are running on a good credit score or you have bad credit. This ensures that many people access the loan facility as long as they proof that they have a higher income. You should therefore go for this type of loan as long you have a stable monthly income.

Benefits Of Applying For The Unsecured Personal Loans For Bad Credit

  • No security pledges. When you apply for this type of loan, your assets will not be tied to it. You can directly walk into a money lending company, apply for it and then get it directly. It might take less than a day to get this type of loan.
  •  There is no risk faced by the loan borrowers. This means that your assets are not affixed to it when borrowing the loan. You will not run into risk of loosing your assets especially when you fail to pay back your loan on time.
  •  One other benefit with the unsecured personal loans for bad credit is for the reason that the borrowers can borrow a larger amount basing on his income. They are not limited with the value of assets they have as it happens when applying for the secured loans.

Like any other loan that you can apply for, you will need to meet a few requirements before getting a chance of getting unsecured loans. For instance, you will need to have a valid and active bank account. You must also show that have you a stable job and you have been working at the same place for the last three months. Apart from this, you will also need to provide any other necessary information including your home address and phone numbers. If you have all these information and you solicit the loan from an online company, you can be assured of getting it within the next 24 hours.
Before going for any type of loan, you will always need to have good financial planning. Some people go for the unsecured loans and use it for different purposes. If you are wise borrower, you need to use the amount either to clear your outstanding bills, improve your credit worthiness or just boost your cash. You should beware of the fact that most unsecured loans need the applicant to pay back with a high interest therefore the loan should be spend wisely to avoid further embarrassment. Apply for the loans as son as you realize you have a financial problem.